Advice you can trust.

Get to know your local financial planners at Your Fresh Start Financial Services.


Karin Bennett

CFP®, Master (FS)
FIPA, MCom (ProfAcc)

Karin Bennett has a Master of Financial Service and a Master of Commerce (Professional Accounting). Karin has been in Financial Planning roles for the past 4 years and is a member of the Financial Planning Association. She is an Authorised Representative of Wealth Today. Karin is also a registered Tax Agent with 20 years’ experience as senior accountant dealing with SMSFs and a large variety of small business clients including Primary Producers. Karin has been a finalist in the SMSF and Accounting Awards for 2017 and 2018 in the SMSF Specialist Accountant of the Year (SA) category.

Karin is passionate about starting this new business to enable her to establish strong relationships with her clients. She wants to assist individuals to get to their desired retirement income while reducing their overall risk as well as being able to get individuals started on the road to financial security and peace of mind.

Karin comes from a farming family and business background, where she learned early in life that teamwork enables the achievement of greater goals. She enjoys learning about her client’s businesses, goals and interest to enable her to provide personalised services and solutions.

Karin is married to Robert and has one son (11yrs) still at home. She is also Mum two adult sons and recent Oma to two grandsons. Karin loves to travel and is still playing football at the Salisbury Inter Soccer Club.


We provide financial advice that lets you live for today, while planning for tomorrow.


If you want to find the answers and make the most of your financial journey, it’s important to have an advisor who can help you along the way. That’s exactly what you can expect from Your Fresh Start Financial Services — we will get to know you, understand how you see your future, and identify clear steps to help you plan for it on your terms.


Our approach

The first step is our Initial meeting, where we ask a lot of questions, and identify where we may be able to add value to your situation. If we all agree that we can help, and you want to progress to the next stage, we would detail a fixed fee for our initial advice, and any structural changes we would propose. In this meeting our aim is to understand:
  • your personal circumstances
  • your attitude towards risk
  • your current financial position and resources
From there, we will apply our experience and expertise to develop a financial plan taking into consideration:
  • appropriate tax structures
  • investment strategies
  • asset protection
Following the initial meeting, we will provide personal and tailored advice to suit your individual circumstances.



Our Fee Structure

Our fees are based on:
  • the nature of advice to be provided
  • complexity of your personal situation
  • time & costs required to develop & implement a financial plan for you
  • ongoing personal advice and services
For more information you can read our Financial Services Guide


Advice backed by accreditation you can trust.